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Private Clients

Taking Control of Your Health and Wellbeing

Recent events have focused many individuals’ minds on their physical and mental health.


If you have decided to take control of your health, or help support the health and wellbeing of your loved ones, it's important to think about your health goals.

When you have a good idea of what you'd like to achieve, MEC's friendly and knowledgeable staff will be pleased to advise you on the products that will best meet your needs and budget.

We have listed below some of the more popular health and wellbeing products

Health Assessment

A Health Assessment, or Health Check comprises a number of medical tests, examinations and the completion of a lifestyle questionnaire which, together, will provide you with summary of your current health.

You will be able to discuss the results with a medical professional and agree on a health and wellbeing plan of action for the following 12 months.

Most providers offer access to their health and wellbeing apps and provide coaching to encourage you to achieve your goals.


There are a number of Health Assessment providers in the UK, offering various levels of health checks.


MEC has negotiated attractive discounts with Bupa and Nuffield Health, so if you're planning to take back control of your health, contact us today for information and prices.

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Private Medical Insurance

Private Medical Insurance is designed to give you fast access to medical treatment at a time convenient to you.

If you need to speak with a GP, you can do so from the comfort of your own home using the insurer's digital services.

You'll enjoy fast access to diagnostic scans. If futher treatment is required, you'll be able to arrange it quickly and have a choice of private hospitals.

Most private medical insurers allow you access to breakthrough cancer drugs and provide much needed support throughout one's cancer journey.

Your wellbeing will also be assisted with access to mental health care support.

Starting with core benefits, a private medical insurance plan  can be tailored to your unique requirements with a choice of additional benefits. Premiums can be reduced using excess options and reduced hospital choice.

MEC's experienced staff can provide advice and help you choose a private medical insurance plan that meets your health requirements and budget.

Income Protection Insurance

Income Protection (previously known as Permanent Health Insurance or PHI) is designed to pay a regular, replacement income in the unfortunate event that you are unable to work due to illness or injury.

The income, a percentage of your salary (normally 50 – 70%), will be paid tax-free after a deferred (waiting) period and will continue until you return to work, retire, die or reach the end of the plan’s time limit.

The premium you pay will be determined by a number of factors including your age, medical history, the type of work you do, if you smoke, how much alcohol you drink and the length of your chosen waiting period.

Income Protection providers normally offer rehabilitation services to help you return to work (when possible) and provide assistance during your time off work with cancer and mental health support and advice helplines.

MEC can provide you with expert advice on Income Protection cover. Contact us today for free advice and impartial quotations.


International Health Insurance

International Private Medical Insurance, or IPMI, is vital if you're spending extended periods overseas. The cover is attractive to exaptriates, globally-mobile families, high-net-worth Individuals and digital nomads.

It's impossible to know when you might suffer from an illness when abroad, but it's reassuring to know that help is on hand in such circumstances.

If you feel ill, you could arrange a virtual conversation with a medical practitioner at a time to suit you, whichever time zone you're in. You can also contact your insurer's 24-hour multilingual helpline for general advice and to pre-authorise treatment.

If the treatment you need isn't available in your location, most international insurers will arrange and pay for you to be transported to the nearest appropriate medical facilities where you'll receive a high standard of care.

International Health Insurers have developed apps and mobile responsive websites which allow you to access your insurance policy details on your smartphone.


There are many things to consider when purchasing international health insurance and our experienced staff will be pleased to guide you through the process. 

Life Insurance

Life Insurance will provide your family with financial protection, if you were to pass away during the term of the policy.


The lump sum from a Life Insurance policy can be used as your beneficiaries wish, but might be used to maintain their living standards, pay off a mortgage, pay your children's school or university fees, pay off other debts. or cover funeral costs.

The cost of Life Insurance depends on a number of factors including;

  • The amount of cover you need

  • How many years' cover you require

  • Your age, occupation and lifestyle

  • Your health and family medical history

  • If you smoke

The lump sum will be paid into a bank account held by the executor of the will and distributed by the executor in accordance with the will once they obtain a grant of probate.

MEC staff have extensive knowledge of the Life Insurance market and will be pleased to help you find the best cover to protect your family.

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